[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.sapkn.sk\/dopyt-po-peniazoch-alebo-dopyt-po-likvidacii\/#Article","mainEntityOfPage":"https:\/\/www.sapkn.sk\/dopyt-po-peniazoch-alebo-dopyt-po-likvidacii\/","headline":"Dopyt po peniazoch alebo dopyt po likvid\u00e1cii","name":"Dopyt po peniazoch alebo dopyt po likvid\u00e1cii","description":"Dopyt po peniazoch sa del\u00ed do dvoch kateg\u00f3ri\u00ed: transak\u010dn\u00fd dopyt a\u00a0\u0161pekulat\u00edvny dopyt. \u00a0 Transak\u010dn\u00fd dopyt Hlavn\u00fdm d\u00f4vodom, pre\u010do \u013eudia dr\u017eia peniaze je, \u017ee predpokladaj\u00fa, \u017ee si za ne \u010doskoro nie\u010do ","datePublished":"2018-08-11","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.sapkn.sk\/author\/#Person","name":"","url":"https:\/\/www.sapkn.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0c4621640b5c0734669aeb181ef77969b528487727344f28e734a206566ea0f1?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"sapkn.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.sapkn.sk\/wp-content\/uploads\/img_a291970_w2007_t1539255998.jpg","url":"https:\/\/www.sapkn.sk\/wp-content\/uploads\/img_a291970_w2007_t1539255998.jpg","height":0,"width":0},"url":"https:\/\/www.sapkn.sk\/dopyt-po-peniazoch-alebo-dopyt-po-likvidacii\/","wordCount":378,"articleBody":"Dopyt po peniazoch sa del\u00ed do dvoch kateg\u00f3ri\u00ed: transak\u010dn\u00fd dopyt a\u00a0\u0161pekulat\u00edvny dopyt.\u00a0Transak\u010dn\u00fd dopytHlavn\u00fdm d\u00f4vodom, pre\u010do \u013eudia dr\u017eia peniaze je, \u017ee predpokladaj\u00fa, \u017ee si za ne \u010doskoro nie\u010do k\u00fapia. In\u00fdmi slovami \u013eudia predpokladaj\u00fa, \u017ee urobia transakcie za tovary alebo slu\u017eby. Mno\u017estvo pe\u0148az\u00ed, ktor\u00e9 \u013eudia dr\u017eia, z\u00e1vis\u00ed od hodnoty o\u010dak\u00e1van\u00fdch transakci\u00ed. A\u00a0tak \u010dlovek na dovolenke m\u00f4\u017ee utrati\u0165 viac ako po\u010das be\u017en\u00e9ho d\u0148a. Bohat\u0161\u00ed \u013eudia m\u00f4\u017eu poci\u0165ova\u0165 vy\u0161\u0161\u00ed dopyt po peniazoch, preto\u017ee ich denn\u00e9 v\u00fddavky s\u00fa vy\u0161\u0161ie ako v\u00fddavky priemern\u00e9ho \u010dloveka.Ke\u010f prejdeme od jednotlivcov k\u00a0celej skupine, m\u00f4\u017eeme vyvodi\u0165 z\u00e1ver, \u017ee celkov\u00e1 hodnota v\u0161etk\u00fdch transakci\u00ed v\u00a0ekonomike po\u010das ur\u010dit\u00e9ho obdobia ovplyv\u0148uje celkov\u00fd transak\u010dn\u00fd dopyt po peniazoch.Hrub\u00fd dom\u00e1ci produkt, ktor\u00fd predstavuje hodnotu v\u0161etk\u00fdch tovarov a\u00a0slu\u017eieb vyprodukovan\u00fdch po\u010das roka, ovplyvn\u00ed celkov\u00fa hodnotu transakci\u00ed. Zaka\u017ed\u00fdm, ke\u010f HDP vzrastie, zv\u00fd\u0161i sa aj dopyt po peniazoch na vykonanie transakci\u00ed potrebn\u00fdch na k\u00fapu extra HDP.\u00a0\u0160pekulat\u00edvny dopytTento druh dopytu vznik\u00e1 zva\u017eovan\u00edm alternat\u00edvnych n\u00e1kladov z\u00a0dr\u017eania pe\u0148az\u00ed. Stiahnu\u0165 tieto peniaze z\u00a0obehu je jednou z\u00a0mo\u017enost\u00ed, ako udr\u017ea\u0165 ich hodnotu. Alternat\u00edvne n\u00e1klady zah\u0155\u0148aj\u00fa dr\u017eanie pe\u0148az\u00ed vo forme \u00fasporov\u00fdch vkladov, vkladov\u00fdch certifik\u00e1tov, vz\u00e1jomn\u00fdch rezerv, cenn\u00fdch papierov alebo nehnute\u013enost\u00ed. Predpoklad\u00e1 sa ich n\u00e1vratnos\u0165 na rozdiel od minc\u00ed, mien a\u00a0depozitn\u00fdch \u00fa\u010dtov, ktor\u00e9 s\u00fa bez\u00faro\u010dn\u00e9.Ke\u010f\u017ee dr\u017eanie pe\u0148az\u00ed je n\u00e1kladn\u00e9, t. j. existuj\u00fa alternat\u00edvne n\u00e1klady, dopyt po peniazoch by mal by\u0165 ovplyvnen\u00fd zmenou v\u00a0ich cene. Ke\u010f\u017ee \u00farokov\u00e1 sadzba sa men\u00ed, pre alternat\u00edvne n\u00e1klady m\u00f4\u017eeme vych\u00e1dza\u0165 z\u00a0priemeru. Ak sa \u00farokov\u00e1 sadzba zvy\u0161uje, mno\u017estvo dr\u017ean\u00fdch pe\u0148az\u00ed sa zni\u017euje a\u00a0naopak, so zn\u00ed\u017een\u00edm \u00farokovej sadzby sa mno\u017estvo dr\u017ean\u00fdch pe\u0148az\u00ed zvy\u0161uje. \u0160pekulat\u00edvny dopyt po peniazoch sa teda via\u017ee na \u010das\u0165 pe\u0148a\u017en\u00e9ho dopytu vo vz\u0165ahu k\u00a0\u00farokovej sadzbe.                                                                                                                                                                                                                                                                                                                                                                                        4.3\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Dopyt po peniazoch alebo dopyt po likvid\u00e1cii","item":"https:\/\/www.sapkn.sk\/dopyt-po-peniazoch-alebo-dopyt-po-likvidacii\/#breadcrumbitem"}]}]